Fractional CFO Services
Fractional CFO Services for Growing European and International Businesses
As a business grows, the questions put to its finance function grow more complex. With each funding round, market entry or acquisition, the consequences of answering them imprecisely become more significant. We have led finance at that level, and we work alongside founders and boards for as long as the business requires. We develop forecasts that withstand scrutiny, give leadership a clear understanding of where the company generates and deploys its capital, and prepare the business for its discussions with investors, lenders and acquirers, in whichever jurisdictions it operates.
What we do
Cash flow & forecasting: 13-week cash forecasts, budgets, rolling forecasts and KPI dashboards
Board & investor reporting: monthly board packs with clear commentary and variance analysis
Fundraising & financing: investor-ready financial models, data rooms and support with banks and lenders
International expansion: group structuring, multi-currency reporting, transfer pricing and VAT coordination across the EU, UK and US
M&A & exit readiness: due diligence preparation, EBITDA normalisation and post-deal integration
Who we work with
We work with founder-led SMEs, VC- and PE-backed scale-ups, subsidiaries of international groups, and family businesses preparing for growth, succession or sale.
Although sector-agnostic, we tend to favour ventures operating in the below sectors :
Fintech
Payments, lending, wealth mannagement, insurtech, embedded finance, and regulatory technology businesses redefining the architecture of financial services
Edtech
Platforms and products transforming how skills are built, credentials are earned, and learning is delivered at scale
Healthtech
Digital health, medtech, and health data businesses improving outcomes, expanding access, and reimagining the patient experience
Sustainability and Climate Tech
Ventures building the infrastructure, technology, and financial solutions the transition to a low-carbon economy demands
Artificial Intelligence
Applied AI businesses creating measurable, defensible value across enterprise, consumer, and infrastructure layers
Sectors we serve
Our Approach
Our approach is deliberately hands-on. Every engagement begins with a close study of the business: how it is structured, how it earns its revenue and which decisions will matter most in the year ahead. We then put in place the reporting, controls and forecasting the company needs, working directly with its leadership and existing accountants rather than at a distance. Our involvement is set by the needs of the business at each stage, increasing ahead of a transaction or expansion and easing once the finance function is running with confidence.
Why choose us
A named, senior CFO: you work with the same experienced person, not a rotating team
Cross-border expertise: we work across Europe and internationally
Flexible commitment: support runs from a few days a month and scales up or down as you grow
How it works
Discovery call: we learn your goals and challenges
Tailored proposal: we set the scope and agree on a start date
First 90 days: we deliver quick wins on cash and reporting, plus a 12-month finance roadmap
Ongoing partnership: we hold regular leadership meetings, and you can reach us anytime in between
Frequently asked questions
What is a fractional CFO?
A fractional CFO is an experienced chief financial officer who works with your company part-time. You get strategic finance leadership without a full-time salary
When should I hire a fractional CFO?
Common triggers are an upcoming fundraise, growth that strains cash, entering a new country, an acquisition, or preparing to sell
Do you work with companies outside my country?
Yes. We support clients across Europe and internationally, including groups with multiple entities and currencies
“Working with Lenore and Blue Roses Advisory has been a fantastic experience. Belle's professionalism and insights truly made a positive impact on our project. I highly recommend her services!”
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